Financial Tools and Calculators
The Government of Canada and Ontario Securities Commission offers a series of interactive financial tools and calculators to assist with various personal finance matters. Use these tools and their features to help you make responsible financial decisions*:
- Financial Goal Calculator
Calculate how to pay down your debt and reach your savings goals.
- Budget Calculator
Find out where your money is going and determine how much you can put towards your goals.
- Bank Account Comparison Tool
Compare bank account interest rates, monthly fees, transaction fees and services. Find an account that best suits your needs.
- Behavioural Bias Checker Tool
Being aware of potential biases can help you become a better decision-maker. Use this tool to improve your awareness of different behavioural biases or “blind spots” that may influence your decisions.
- Credit Card Payment Calculator
Find out how long it will take to pay off your credit card and explore options to pay it back faster.
- Credit Card Comparison Tool
Compare credit card interest rates, annual fees, rewards and other features. Find the credit card that best suits your needs.
- Vehicle Lease or Buy Calculator
Compare the costs of financing or leasing a vehicle.
*These financial tools and calculators are available as self-help tools. They cannot guarantee accuracy and they do not replace professional advice.
Student Loan Repayment Estimator
The Loan Repayment Estimator can help you estimate the monthly payments you will need to make to repay your Canada Student Loan or other government student loans. All you need to do is type in the settings for your loan.
Enter the total amount of your loan(s), select interest rate and grace period options and decide on the number of monthly payments that you would like to make. The default number of payments is 114 if you take advantage of the 6-month grace period, or 120 if you do not.
Human Resources and Skills Development Canada, Canada Student Loans Program. “Loan Repayment Estimator.” CanLearn.ca, 24 Aug. 2017, tools.canlearn.ca/cslgs-scpse/cln-cln/crp-lrc/af.nlindex-eng.do.
Salary Resources
- Robert Half Salary GuidesRobert Half Salary Guides provide information on Canadian starting salary ranges (customizable by city), insights into the latest benefits and perks, hiring trends and more.
- Government of Canada: Job Bank WebsiteCreated by the Government of Canada, this website provides information about hourly wages/salaries for different occupations. It is possible to search by Job Title or NOC within individual provinces, territories, or cities in Canada.
- GlassdoorGlassdoor is one of the world’s largest job and recruiting sites offering latest job listings, company reviews, interview reviews, salary reports and more.
- SalaryExpertSalaryExpert provides compensation analysis and cost-of-living data for evaluating career, relocation, and education decisions.
- Canada Salary SearchSupports searching for salary information for jobs in Canada by offering keyword searching in job title/skill or by location (city, province or postal code).
- PayScaleProvides access to a large database of online employee salary data. Covers many different occupations and has global coverage including Canada.
- Ontario Public Sector Salary DisclosureThe names, positions, salaries and total taxable benefits of public sector employees paid $100,000 or more in a calendar year (as per The Public Sector Salary Disclosure Act).